How this calculator works
Net worth is everything you own (cash, investments, retirement accounts, home and vehicles) minus everything you owe. The debt-to-asset ratio divides total debts by total assets.
Worked example
With the example values below: Net worth, $91,000 ($125,000 in assets, $34,000 in debts). Change any number above to run your own.
What you enter
| Input | Example |
|---|---|
| Assets | |
| Cash & checking | $12,000 |
| Investments | $35,000 |
| Retirement accounts | $60,000 |
| Home value | $0 |
| Vehicles | $15,000 |
| Other assets | $3,000 |
| Debts | |
| Mortgage | $0 |
| Car loans | $9,000 |
| Student loans | $22,000 |
| Credit cards | $3,000 |
| Other debts | $0 |
Grow what this calculator projects.
TruthSayer AI sends quantitative stock signals across valuations, earnings and dark-pool activity, each one traded in its own funded account first.
Estimates for planning only, not financial, tax or legal advice. Tax tools use 2026 federal figures (brackets, $16,100 / $32,200 standard deduction, $19,000 gift exclusion, $15M lifetime exemption). Rates shown as defaults are examples; replace them with quotes you actually receive.